Finding a mysterious charge from “cryptic702 sw 8th st” on your credit card bill can make you feel scared. You might wonder if it’s real or if someone is trying to trick you. But don’t worry! This blog will help you figure out what’s going on and feel better about your money.
Where is the charge from 702 SW 8th St on your credit card coming from?
If this is the address on your credit card bill, it means it’s from Walmart.
What could lead to this charge?
The Repeat Trouble-Maker:
If you signed up for a free trial or subscription at 702 SW 8th St. and forgot to cancel, you might see it on your bill.
The Online Shopper:
Maybe you bought something on Walmart.com and forgot you used a different payment method like a gift card. This charge could be from that purchase.
The Giving Person:
Did you donate to a cause linked to Walmart or an event at 702 SW 8th St.? Check your donations to be sure you weren’t charged unexpectedly.
The Fraudster:
Be careful of fraudulent charges. Hackers can make charges look like they’re from Walmart to hide what they’re doing. Always be cautious of deals that seem too good to be true.
What People Think About a Charge on Their Credit Card at 702 SW 8th St.
Case Study 1:
We looked on Reddit about this strange charge. Let’s see what people said: Some think it might be from Walmart’s delivery service. Instead of “702 SW 8th St.,” it might show as “Walmart” on bank statements. Others think it could be a mistake in Walmart’s system. Sometimes, the billing description might be wrong due to errors.
Some customers noticed that their delivery charges appeared as “Walmart” instead of the store’s address. This might be due to how their bank shows the transaction.
Customers also mentioned occasional errors in billing descriptions, possibly from system issues or processing mistakes.
To stay sure, follow these steps:
Check Your Order History:
Compare the charge on your statement with your Walmart order confirmation. Matching details can confirm it’s a valid charge.
Contact Walmart Customer Service:
If you’re unsure, contact Walmart customer service to clarify the charge. They can check your order and explain the billing process.
Monitor Future Statements:
Watch for similar charges in future statements. Consistent charges can show it’s a regular billing practice.
Walmart’s Response to the Charge:
Find out what Walmart says about the charge on your credit card.
Contacting Walmart about an Unrecognized Charge:
After reading the statement, here are quick ways to reach Walmart for help with the credit card charge.
Phone:
For customer service, dial 1-800-925-6278 or 1-800-WALMART. You can ask for help with credit card charges by mentioning “credit card” or “billing.”
Financial Services Help Center:
For questions about Capital One® Walmart Rewards Mastercard® or Walmart Rewards™ Card charges, call 1-877-860-1250.
Online:
Visit https://www.walmart.com/help and click on “Account & Payments.” Then, select “Credit Card Chargeback Process” or “Unauthorized Charges” for info and possibly start a dispute.
Twitter:
DM @WalmartHelp on Twitter with your contact info and charge details for assistance.
In the Store:
Customer Service Desk:
Go to the customer service desk at Walmart. Talk to a worker there. They can check your past orders and maybe answer your questions about the charge.
Extra Help:
Dispute a Charge:
If you think the charge is wrong, tell your bank. Call your bank’s customer service for help.
Report Fraud:
If you think someone did something wrong, tell Walmart and your bank now. You can also tell the Federal Trade Commission (FTC) at https://consumer.ftc.gov/features/identity-theft or call 1-877-ID-THEFT (1-877-438-4338).
More Tips for Walmart:
Get Info First:
Before you call Walmart, get all the details about the charge. Know the date, amount, store name, and any order numbers.
Be Clear:
When you talk to Walmart, be clear and short. Tell the worker your question easily.
Please wait:
Your problem might take a while to fix, so stay patient and keep trying.
How to challenge a wrong charge from Walmart on your credit card?
To dispute a wrong charge from Walmart on your credit card:
1. Get Proof:
Check your credit card bill: Find the charge’s date, amount, where it’s from (like “Walmart” or an address), and its reference number.
Collect evidence: Get any papers like receipts, emails about the purchase, or talks with Walmart.
2. Check with Walmart:
Use Walmart’s Help Center: Go to https://www.walmart.com/help. Pick “Account & Payments” and look for “Credit Card Chargeback Process” or “Unauthorized Charges” for help.
Call Customer Service: If you think it’s a mistake, call Walmart at 1-800-925-6278 (1-800-WALMART). They can explain the charge and check your order.
Disputing with your Bank:
Phone:
Call your bank using the number on your card. Select the option for disputes or billing questions.
Online:
Some banks let you start a dispute online through their secure website. Look for “dispute transaction” or “report fraud.”
In-Person:
If you can, go to your bank branch and talk to a staff member. They’ll help you with the dispute.
Explaining the Situation:
Tell the bank worker clearly that you think the charge isn’t right. Explain the charge well and show any proof you have from Walmart or your records.
Following the Dispute Process:
Your bank will tell you what to do next, like filling a form or giving more info. They may also talk to Walmart.
Cooperate and answer quickly if your bank asks you anything.
Monitoring Progress:
Keep track of talks with your bank and Walmart.
Check your credit card bill to see if the disputed charge is gone or changed.
If the dispute goes your way, ask if your bank can give you a new card number for safety.
Additional Tips:
Check your credit report often to see if there’s any unusual stuff happening without your permission. Look at reports from all three main credit agencies.
Keeping Safe:
- Keep your card in a secure place, like a locked wallet or purse.
- Shred old statements and credit card offers with personal details.
- Shop only on secure websites with “https://” and a lock icon.
- Avoid using public Wi-Fi for important transactions.
Strong Passwords and Security:
- Use unique, hard-to-guess passwords for online accounts.
- Consider using a password manager.
- Enable two-factor authentication for extra security.
Keeping Watch:
- Check your credit card statements often, preferably online.
- Tell your bank quickly if you see any charges you didn’t make.
- Get free credit reports each year to watch for strange things.
Card Safety:
- Get alerts from your bank for unusual activity.
- Freeze your card temporarily if you think someone is using it wrong.
- Don’t carry lots of cards, and don’t link them to too many online accounts.
More Safety Steps:
- Make sure websites are safe before putting in your card details.
- Buy from trusted sellers and don’t give your card info to strangers.
- Use ATMs in safe places and keep your PIN secret.
- Be careful with emails or calls asking for personal info, and update your devices and apps to stay safe.
Remember: Find out about strange charges fast! The sooner you do, the sooner you can stop more problems. Keep an eye out and do things to protect your credit card info.
